God’s Love Shines in Southern Utah

cloudsovercity8Today while I was taking Chuck to work I noticed the clouds over St. George were pretty low. I had full intentions of just taking him to work and then coming home and going back to bed. Today is my husbands birthday and I kinda overdid yesterday and wasn’t feeling good. I was glad I took him to work today because of the photo opportunity that God made available to me.


Here I am in my car and decided to just drop him off so I had my jammies on. I wasn’t going to get out of the car anyhow, so what harm and they aren’t see through anyhow. But on the way to dropping him off I noticed lurking over the city was clouds. St. George, Utah is a city in the canyons of Southern Utah, so we do see clouds covering the city once in a great while. So out comes my camera and I pull over on Skyline Drive to take some pictures. Here I am, in all my glory taking pictures of the beauty and glory from God. I’m pretty sure God’s glory tops my glory by a long shot though, lol.


As I stood there, I snapped pictures from all directions. When I came home, I loaded them into my computer and some spoke to me more than I would thing. You see, we all have times in our lives where it is like we are living under the clouds in a deep vast canyon. I know for myself it is that way. I have so many things going on in my life that I forget the rays of hope and the sunshine that comes through even on cloudy days.

Clouds for me has a way of showing me that even though they are present at times, they do move on and God’s light shines through. I have hope in knowing that God is always there for me on the darkest of days and when I don’t think the clouds and storms are ever going to end. Then He pulls a wonderful miracle and display of beauty and shines upon my life.


Some people wonder about how I can think the way I do over a cloud that moves around in the sky. I guess I just see all the wonder and I know that those clouds, sun and yes the darkest night with the moon shining down are all gifts from God. God shines his rays of hope and love on all of us, even when we aren’t deserving of them. In St. George this morning, no matter who you are and what walk of life, the clouds, fog and sun-shined for all to enjoy and take part in.

This is the City of St. George. The St. George Mormon Temple is the building with the steeple in the middle of the town... But what a beautiful picture it made...
This is the City of St. George. The St. George Mormon Temple is the building with the steeple in the middle of the town… But what a beautiful picture it made…

This morning, even though I wasn’t feeling good, I feel blessed. I was glad that I got to take Chuck to work and was able to take in all that God has shown me on a 15 minute drive. No wonder I love road trips.

Bradley and His Mom- RIP little man

One other little thought I had was about this family who just lost their son last night to cancer. My heart breaks for them, but I can see this sweet little boy named Bradley not having to weather any more storm clouds. He is basking in the Lords rays of sunshine and enjoying the peace that comes with knowing the Lord. I have hope and I KNOW that one day we all will enjoy the rays of sunshine and have no more storm clouds because that is what God says. For those who come across this, could you keep Bradley and his family in your prayers. They know Bradley is with God and having a good time, but they will miss him until they are reunited. Because of Bradley and children that go through illnesses such as cancer, it puts my life in perspective and they show what true faith and love is. These children are so strong and I admire the strength of the parents and that they put their trust in God during one of the worst storms of their lives.

Here is a video of one of my favorite hymns called “The Unclouded Day”Click here to watch it. Below is the lyrics to it. I wish we sang this song at church. When I hear this song I always think about how perfect Heaven will be. I have to say that I do hope there are clouds in heaven, just not the kind that brings bad things. And of course we are told that there will be no storm clouds. Yeah about that 🙂

Unclouded Day

Oh they tell me of a home far beyond the skies
Oh they tell me of a home far away
Oh they tell me of a home where no storm clouds rise
Oh, they tell me of an unclouded day

Oh the land of cloudless day
Oh the land of an unclouded sky
Oh they tell me of a home where no storm clouds rise
Oh they tell me of an unclouded day

Oh they tell me of a home where my friends have gone
Oh they tell me of that land far away
Where the tree of life in eternal bloom
Sheds its fragrance through the unclouded day

Oh they tell me of a King in His beauty there
And they tell me that mine eyes shall behold
Where He sits on the throne that is whiter than snow
In the city that is made of gold

Oh they tell me that He smiles on His children there
And His smile drives their sorrows all away
And they tell me that no tears ever come again
In that lovely land of unclouded day

Mandatory Insurance

ImageOver the past few months, I got thinking about mandatory health insurance like most of the people in the USA. For me, I guess it seems like a good thing because of all my medical issues. I like the fact that they have to cover pre-exiting conditions. I don’t like other parts like they pay for birth control and stuff like that. But there sure is a lot of fighting and bickering over how the government is telling us that we have to have coverage or be penalized for not getting coverage.

This whole thing about government got me thinking back to when my daughter Jessica was very small. We didn’t have to have automobile insurance until she was around 2 years old or so. We didn’t even need car seats until she was a little older. Of course I did have one for her because it seemed pretty irresponsible and dangerous to not have one.

ImageWe were told shortly after we moved to Arizona that we had to have auto insurance and liability is the least we could purchase. Everyone was in a mad dash to get it by a certain date or we would be penalized for not having it. Sound familiar?  We wouldn’t be able to register our car or anything. At that time we barely had enough to feed ourselves and our daughter so that hit us pretty hard. We ended up meeting the deadline, but there was a lot of angry people that was upset over the government tell them that they had to have auto insurance and soon to follow car seats for infants.

In 1978 Tennessee was the first state to make car seats mandatory, by 1988 the rest of the states adopted the law. Prior to the mid 1970’s, less than 10 percent of American families were using car seats for their children. And I tell ya that people were more than upset over the government telling them that they had to have their kids in car-seats.

ImageThe penalties for driving without car insurance—or, in the above cases, proof of financial responsibility—vary across the United States, ranging from a fine of $500 all the way up to months in jail. The middle ground holds possibilities such as impounding and a suspended license. Here in Utah the penalty is pretty much this and I have friends who have had their cars impounded and lost them and left with horrible fines.

I was looking up how they work things in California if you have no auto insurance. This was taken from their own website and people think the penalty is high to not have medical insurance. 

Penalties for Having no Insurance in California ( I don’t Live there, but here is just one example from one state)

If you have no car insurance in California, whether you let it lapse or never purchased it to begin with, the state provides for punitive consequences designed to encourage you to fix the problem. Understand that in California, you need insurance not only to drive a vehicle, but also to park it on any public road. In other words, you may not even park an uninsured vehicle on the street in front of your home under any circumstances.

Drivers who allow their insurance to lapse, and cannot provide proof of new insurance within 45 days, automatically receive a one-year suspension of their registration. During the suspension period, the car cannot legally be operated or parked on any public roads in the state. In order to reinstate the vehicle registration, the driver must provide proof of insurance, in any of the three forms allowed by law, as well as a reinstatement fee. The proof of insurance and fee are submitted to the state Vehicle Registration Financial Responsibility Program.

Drivers who are caught behind the wheel of an uninsured vehicle face potentially stiffer penalties, especially if the vehicle is unregistered or has had its registration suspended. The driver could face severe fines as well as the suspension of his license. In addition, a driver involved in an accident with an uninsured vehicle will also face license suspension for a year. In both cases, proof of insurance is required in order to reinstate the license.

The Additional Cost of not Having Car Insurance in California

Beyond the possible suspension of registration and driver’s license, there is an additional cost to not having car insurance in California. That cost is reflected when you do finally attempt to get your vehicle properly insured. Your DMV records will be available to any insurance company you attempt to get a policy through. Those records will indicate your reluctance to procure the legally required insurance prior to your suspensions, which will mark you as a high risk driver and cause higher insurance premiums.

When I think about the mandatory health insurance, it is pretty much the same. The government telling us we have to have insurance and if not there will be a penalty. Nothing has really changed except the insurance covers something else. I don’t have any answers, just my own thoughts on no matter what it is what it is. 

Then I think about the liability if we get in a car accident or get sick. Someone has to pay for that and if we don’t have the coverage than who will be paying for that? My guess is that it will be the taxpayers that will be covering everyone Else’s butt because they don’t have insurance. Each year there are hundreds of thousands of medical bankruptcy’s and people are loosing everything because they have no coverage.

ImageI will use myself as an example on this. Just last year I ended up in the hospital and the bill so far is close to $140,000. Yeah, that is $140,000 that I do NOT have. We have very limited medical insurance that covers only $2000.00 a year with no prescription plan. I can tell you this, that I don’t have that much money just laying around. But if we had adequate coverage, at-least 80% might have been covered. So now, I have the choice of filing a medical bankruptcy, not paying it, or whatever other choice is out there. But if I had coverage that covered these type of expenses, it wouldn’t be costing the taxpayer and the hospital wouldn’t have to write off that huge amount if it has to come to that.

Same thing with car insurance. If the person that hits you has no coverage, who do you think is going to pay your bills? It won’t be them! Sure, you could take them to court all you want, but you can’t get blood out of a turnip.

Since I will be able to get Medicare starting in April, I will still have to pay a premium like anyone else. I still have to pay co-payments and such. But it will be a lot better because I will have coverage and the hospital will be able to get paid instead of having to increase the fees to cover what others can’t pay. I would be more than willing to pay the bill if I had the money to do that, but not everyone has that luxury. With insurance at-least I feel better knowing that they are getting paid and not everyone else has to pay for what I can’t pay for.

ImageAs for the new mandatory health insurance, I can understand how it is a hardship for many that don’t have the money. I also feel for those companies that struggle with the rising costs of providing health care to their employees. I don’t know if there is a clean cut approach to this without offending someone. There is no way anything is going to make everyone happy. I’m sure with the next president, they will do something that ticks somebody off no matter what party they belong to. It has happened all the way throughout history.

The one thing that never changes is that I know that God is there and that people are infallible. I chose not to get into all the political stuff on this post because it does no good to argue politics and who is right or wrong. Because I don’t think there is a right or wrong in this. It is a change like everything else is.